My name is Maree Crosbie and I have worked as a Financial Counsellor and Life Coach for the last 12 years (prior to that I worked in the corporate world at Amercian Express, Chase AMP Bank and Dun & Bradstreet) and during that time I have come across a very wide variety of clients with different financial problems ranging from budgeting to bankruptcy.

Most clients were at crisis point when they looked for help and sometimes it was too late to mop up the financial mess and get back on track.

I am aware that there are a lot of people who are not in dire straights financially, but are not necessarily happy with their financial situation and feel they could improve it, but are not sure how to go about it.